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Kenya NSSF Calculator
Estimate employee and employer NSSF contributions using the Year 4 limits in force from February 2026.
Your estimate
- Tier I pensionable pay
- Ksh 9,000.00
- Tier I employee contribution
- Ksh 540.00
- Tier II pensionable pay
- Ksh 41,000.00
- Tier II employee contribution
- Ksh 2,460.00
- Employee contribution
- Ksh 3,000.00
- Employer contribution
- Ksh 3,000.00
- Total contributed
- Ksh 6,000.00
Common questions
Answers about this tool
- What NSSF contribution rate does this calculator use?
- It uses the 2026 Year 4 schedule: 6% employee and 6% employer contributions, with pensionable pay split between Tier I and Tier II limits.
- What is the maximum pensionable pay used for Tier II?
- The Year 4 upper earnings limit is KSh 108,000 per month. The calculation applies Tier II to pensionable pay above KSh 9,000 up to that limit.
Method
How this estimate works
Applies a 6% employee contribution and a matching 6% employer contribution to pensionable earnings, split at the KSh 9,000 Tier I limit and capped at KSh 108,000 for Tier II under the 2026 Year 4 schedule.
This calculator provides an estimate for planning. Your actual liability or payroll deduction may differ based on eligibility, employer treatment, other income, and current rules. Confirm amounts with the relevant authority or a qualified tax professional.
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